Refund Policy

All purchases of digital products from Sheikh Karim Richman — including The Richman Code, The Shield, The Wealth Ledger, and the Complete Gulf Wealth Secrets Bundle — are final and non-refundable. By completing your purchase, you acknowledge and agree that no refunds will be issued under any circumstances.

Our products are delivered digitally and access is granted immediately upon payment. Because the full content is made available to you at the moment of purchase, we are unable to "return" a digital product in the same way a physical item can be returned. This policy exists to protect the integrity of our intellectual property and to ensure fair access for all customers.

We encourage you to review all product descriptions, module outlines, and testimonials carefully before purchasing. If you have any questions about the content of a product prior to buying, please contact us at [email protected] and we will be happy to assist you in making an informed decision.

Refunds will only be considered in the event of a verified duplicate charge or a technical error resulting in a failed delivery of your purchase. In such cases, please contact us within 7 days of your purchase date with your order confirmation number and a description of the issue. We will investigate and respond within 2 business days.

For any questions regarding your purchase or this policy, please reach out to our support team at [email protected]. We aim to respond to all enquiries within 1–2 business days.